Buying with Affirm is easy
You’ll always get a flexible, transparent, and convenient way to pay over time.
Quick and convenient checkout
Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get a quick decision and complete your purchase.
Applying has no impact on credit score
Using a Pay-in-4 Affirm payment plan or applying for prequalification on a payment solution won’t impact your credit score.
Enable Autopay for easy payments
Turn on AutoPay and Affirm will automatically charge payments from your chosen payment method. Available payment methods may vary depending on the payment plan.

Fill your cart
Shop online then select Affirm at checkout, and enter a few details for an instant decision.

Choose how to pay
You’re in control. Pick the payment option that works for you and your budget—from 4 interest-free payments every 2 weeks to monthly installments. See the table under How to buy with Affirm for more information.

Make your payments
Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.
Buy now, split up the cost with Affirm
Split up the cost with as low as 0% APR with Affirm
Frequently Asked Questions
How do I sign up?
If your basket is eligible for payment plans with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your identity. If you’re approved, you’ll then set up your payment method with Affirm and accept the terms of your payment plan.
Are there requirements to use Affirm?
Yes. You’ll need:
- To be the legal age of majority in the province or territory in which you reside
- To be a resident of Canada
- A Canadian bank account or Visa/Mastercard debit card (your debit card must have the Visa or Mastercard logo). Available payment methods may vary depending on the payment plan selected
- An SMS-capable Canadian phone number and an email address
- To meet the minimum cart size required to use Affirm as a payment option at checkout
Which payment methods are accepted?
Affirm currently accepts pre-authorized debits from your Canadian bank account or a debit card. Available payment methods may vary depending on the payment plan selected.
How do returns work if I paid using Affirm?
Purchases made using Affirm are subject to GSM Depot’s standard return policy. Any returns will be processed by GSM Depot, and your Affirm balance will be reduced, cancelled, or refunded accordingly. If GSM Depot has provided a refund to you via a gift card, you must still continue repaying your installment plan in full. For information on returns, review GSM Depot’s return policy here